TRAVEL WITH AVI
  • Home
  • About
  • Services
    • Travel Services
    • Car Buying Services
  • Blog

​​​TWA Blog

Which 12 Credit cards are in my wallet?

8/17/2019

0 Comments

 
Many travel enthusiasts keep multiple credit cards in their wallet to maximize their point earning potential. I currently have 12 cards in my wallet with each card serving a different purpose. Although the annual fees may seem excessive, these cards have earned me over $30,000 in free travel over the past 5 years! Here is a list of all 12 cards in my wallet and when I actually use them. (hint: sometimes I don't....).

P.S. My credit score is above 800, so having that many cards doesn't have to hurt your credit score!
​

American Express Personal Platinum Card
Signup Bonus I got: 100k AMEX Membership Reward Points
When I use it: Airfare (5x points), Car rentals (when I rent an expensive car)
Annual Fee: $550
Main Perks: Priority Pass Lounge Access, Delta SkyClub Access, $200 airline credit, Free TSA PreCheck/Global Entry, $100 at Saks Fifth Avenue, International Business Class Discounts, Hilton Gold Status, Marriott Gold Status

Chase Sapphire Reserve
Signup Bonus I got: 60k Ultimate Reward Points
When I use it: Restaurants, Hotels, Car Rentals, and other Misc. Travel 
Annual Fee: $450
Main Perks: Priority Pass Lounge Access, $300 travel credit, Primary Car Rental Insurance, Redeem each point for 1.5 cents of travel. 

Marriott Bonvoy Business (formerly SPG Business)
Signup Bonus I got: 105k Marriott Points
When I use it: I don’t 
Annual Fee: $125
Main Perks: Free night at any mid-level Marriott property, discounts for some business needs such as advertising, shipping, supplies, etc. 

Marriott Bonvoy (formerly SPG Personal)
Signup Bonus I got: 105k Marriott Points
When I use it: I don’t
Annual Fee: $95
Main Perks: Free night at any mid-level Marriott property

Marriott Bonvoy Boundless
Signup Bonus I got: 100k Marriott Points
When I use it: I don’t 
Annual Fee: $95
Main Perks: Free night at any mid-level Marriott property

Alaska Airlines Personal 
Signup Bonus I got: 35k Alaska Airline Miles, plus a buy one, get one free companion ticket
When I use it: For every purchase not mentioned anywhere else. (pharmacies, Costco, Target, Amazon, etc.)
Annual Fee: $75
Main Perks: Free Checked Bag, Buy one, get one ticket for $99 each year

Southwest Plus 
Signup Bonus I got: 60k Southwest Rapid Reward Points
When I use it: Rarely
Annual Fee: $69
Main Perks: 3k points every year 

JetBlue Plus
Signup Bonus I got: 60k TrueBlue Miles
When I use it: Grocery Stores (2x points) or JetBlue Flights
Annual Fee: $99
Main Perks: Free check bag, discount on in-flight purchases, 5k bonus points each anniversary

Hyatt Card (old version)
Signup Bonus I got: 30k Hyatt Points
When I use it: I don’t
Annual Fee: $75
Main Perks: Free night at any mid-level Hyatt property each year

Chase Freedom
Signup Bonus I got: I downgraded my Chase Sapphire Preferred to this card, so none
When I use it: On gas, pharmacies, or groceries depending on the monthly bonus category
Annual Fee: $0
Main Perks: 5x points on bonus categories that change every 3 months. Transfer those points to my Chase Sapphire account to maximum value. 

Citi Double Cash Back
Signup Bonus I got: I downgraded my Citi American Aadvantage card  to this card, so none
When I use it: I don’t. It’s just to keep my credit score high because it is my oldest card. 
Annual Fee: $0
Main Perks: 2% cash on every purchase

Citi Preferred
Signup Bonus I got: I downgraded my Citi Premier to this card, so none
When I use it: I don’t. It’s just to keep my credit score high because it is my second oldest card. 
Annual Fee: $0
Main Perks: Nothing

0 Comments



Leave a Reply.

    twa Blog

    Recently booked deals, exciting current offers, and the sneakiest travel hacks out there!

    Archives

    July 2020
    June 2020
    March 2020
    January 2020
    December 2019
    November 2019
    September 2019
    August 2019
    August 2018
    July 2018
    June 2018
    May 2018
    December 2017
    September 2017

    RSS Feed

Connect With Me!

Picture
Picture
Picture
  • Home
  • About
  • Services
    • Travel Services
    • Car Buying Services
  • Blog